The good news is too, that it is not necessary to have to change banks to benefit. I have posted a link below, it is from Money Mail, 23rd Jan. It details what saving/investment deals some of the High St banks are offering existing customers.
Changing banks can be full of jeopardy , and particularly if it is a lump sum of your hard earned investments. So often it is safer and easier to stay with what you know. Having said that, if you do decide to restructure the investments you have with your bank, make an appointment to call in and have one of their advisers talk you through your options and make the transfers for you, rather than try and negotiate it all yourself online. At least then if any mistakes are made you have some comeback.
I have no investments unfortunately Cj, but I did notice a tiny bit of interest earned in my savings account enough to buy some teabags and a loaf of bread , something free at last!
There is a lot to be said for being part of a group, and the support and friendship that is gained from this.